Private health insurance can be complex, but it doesn’t have to be. Policies, waiting periods, inclusions, exclusions, and all the other jargon often make it difficult to know where to start or what questions to ask.
Access 180 exists to bring structure and understanding to that complexity. We focus on explaining how the system works, what options exist, and where reliable information can be found.
Our role is not to tell you what to choose, but to help you understand the landscape, so any decision you make is informed, considered, and your own.
Access 180 exists to help people understand private health insurance before any comparison or decision takes place. We focus on explaining how the system works, what typically changes over time, and which areas commonly cause confusion, so conversations start with clarity rather than uncertainty.
Access 180 does not provide personal advice, make recommendations, or assess policy suitability. We do not sell insurance products or complete comparisons ourselves. Any information shared is general in nature and intended to support understanding, not outcomes.
Access 180 is for Australians who want to approach a private health insurance comparison with a clearer understanding of their current position. Where appropriate, individuals may be connected with a qualified consultant to carry out a full comparison and manage the technical detail.
Below is a brief overview of common questions. A complete FAQ set is available if you’d like to read in more detail.
We understand that our call isn't for everyone. If you do not wish to receive any further contact from Access 180, please enter the telephone number you wish to delete and we will remove it within 24 hours.